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Individual Life Insurance

Infinity Term

Affordable Coverage for the Long Term

 
The CUMIS Infinity Term plan provides superior life insurance protection for the whole of your life at affordable rates. With benefits that are unique to the market, CUMIS Infinity Term can be used to effectively meet needs such as estate and business planning, income replacement, and final expenses.
 
With CUMIS Infinity Term in your portfolio, you can enjoy peace of mind knowing that the needs of you and your family are being met today and well into the future.

 

Features:

  • Coverage amounts range from $25,000 to $10 million
  • Available to individuals ages 0 to 80 for Life-Pay and 0 to 70 for 20-Pay
  • Guaranteed insurance protection for life as long as the policy is in effect
  • Guaranteed level premiums that are fully paid-up at age 110
  • Preferred rates are available to those who qualify

Flexible Premium Payment Options

 
With CUMIS Infinity Term, you choose the payment option that best suites you. Infinity Term Life-pay is appropriate for those who want the guaranteed, level premiums of permanent insurance at a reasonable cost. CUMIS Life also offers a limited pay option designed for the consumer who wants to pay for insurance over a short period of time. This plan becomes fully paid-up after premiums have been paid for 20 years.
 

Reduced Paid-Up Values

 
CUMIS Infinity Term plans offer a level of protection against policy termination to ensure you maintain coverage. The Reduced Paid-Up values start in year 16 for Life-Pay plans and year 11 for 20-Pay plans and increase over the life of the coverage. Should your needs change, or you become unable to make your premium payments, your policy will automatically revert to a lower coverage amount with premiums fully paid-up.
 

You may customize your plan by adding the following Optional Riders:

  • Versatile Term Riders
  • Child Rider
  • Disability Premium Waiver Benefit
  • Accidental Death Benefit
  • Guaranteed Insurability Option
  • Critical Illness Rider
  • Disability Insurance Rider

To obtain a quotation on a CUMIS product, please contact:

 
CUMIS TeleLife at 1-800-263-9120 or email us at TeleLife@cumis.com
 
Monday to Friday, 8 a.m. to 8 p.m. (Eastern Time).